SUMMARIES OF 9 RADIO TALKS based on the book
PRIME TIME – Enjoy your life after 50
by Johannes Jordaan MSc
FREE summaries DONATED BY U3A AS A FREE GIFT to our members are enclosed below. These talks are available in English or Afrikaans according to readers’ preference. Please let us know.
The above book is also available in Afrikaans or English at a subsidised price for U3A members - Please contact firstname.lastname@example.org for details. Two free publications are included in the package, namely:
(a) a FREE copy of an useful Estate Planning booklet with templates and check lists of documents necessary for your executor, and
(b) a FREE course on How to enjoy WELLNESS in your life.
Titles of the 9 talks
- The right (late) life partner for the rest of your life
- Adjustments to changing events in your life
- The preservation of your health
- Psychological problems such as depression, which may taunt you,
especially while you are growing older.
- The dangers of falling into a debt trap and how to run a family budget
to prevent it
- Choosing a suitable place to live
- Your safety and security
- The risks of lending money (or signing surety) for family and friends
- How to apply your free time sensibly.
Introduction and Background
Johannes Jordaan MSc, is the author and presenter of 9 Radio Talks (summaries below). He also wrote the book PRIME TIME – Enjoy your life after 50. He is now semi-retired, but during his heyday he was an experienced retirement-, lifestyle-, estate- and financial planner. He shares his knowledge and experience in the book. He lives in the Strand, Western Cape and currently spends his time writing about various aspects of retirement and ageing.
He believes that it is never too late to plan and to make adjustments that would improve people’s Health, Wealth and Happiness.
He provides useful information, and education to people about retirement- and lifestyle planning and how to side-step pitfalls. This helps people to live a preventative lifestyle and to plan timeously for, as well as during their Prime Time period (i.e. their retirement). To keep perceptions positive, he refers to retirement as people’s Prime Time
6. Choosing a suitable place to live
Your Prime Time years after you have retired should ideally be the happiest and most fulfilling of your life, so choose your retirement home well.
Your retirement home should be convenient and safe. Make sure that you obtain all the relevant information about the area and the house/flat/retirement home you intend to move to. Do this well in advance. Usually, as you grow older, you scale down and move to a smaller, more modest place, one which also fit your budget.
Consider, among other things, the following:
- Proximity to your places you regularly visit such as you supermarket, the library, some of your friends, the hospital, the chemist and so on. These should, if possible, be within walking distance form where you live. Walking to them is much better than to drive, (but ensure that it is safe to do so).
- Moving from your current home to the place where you will live for the rest of your life can be very traumatic, and you will need all the support you can get. Easy access to your friends and family members is indeed important.
- Your privacy is also important but you certainly don't want to be lonely during your old age.
- A ‘lock up and go’ home is ideal for times that you are away.
- Ensure that you also have access to enough hobbies after you have retired, to keep you occupied.
- Pets can be good companions and many people are very dependent on them. It has been proved that generally pet owners are happier, less depressed and healthier than those who don’t keep animals. But beware, they can also become a nuisance as they can tie you down when you want to leave home.
- Ensure that you have access to basic amenities in your new home and get rid of excess furniture from your old home.
- There are various options for later life accommodation, such as staying on in your current home; moving to a retirement complex; moving in with children or going to an old age home with frail care – this usually becomes necessary towards the end of your life.
- Moving in with children may have benefits but, beware, it can also have many potential pit-falls and misunderstandings, especially if it is not approached sensibly. Possible benefits are that you would enjoy a relatively cheap place to stay (ideally a granny flat) and that your children would have live-in baby-sitters when they go out. But both parties need to know where the boundaries are and neither side should take anything for granted. Correct management of expectations and open communication is essential. It is better to anticipate potential problems and to discuss them in advance and not to wait for problems to develop.
No elderly person wants to lose his or her independence during their later years. This must be respected and handled with tact and diplomacy. Parents may want to maintain their friendships and hobbies and will also need space and times they can be alone. It is essential that a good relationship among all the parties would be maintained. Nobody wants to experience unnecessary stress at this stage of their lives.
The above talk by Johannes Jordaan was based on his book PRIME TIME – Enjoy your life after 50. Contact him on email@example.com for info on the book plus the 2 free publications going along with it.-